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This is Big News!
While CHFA $0 Down Programs are still available for all cities in the Metro Denver area, The Douglas County Housing Partnership is now providing downpayment assistance of up to 5% of the purchase price of a home in Douglas County.
There are a few hoops to jump through, but our team can help you with all of that.
Give us a call at 303-817-0209 for more information on how to get moving on this program.
Here are the basics:
STEP 1:
Attend a FREE First-Time Home Buyer Class*
Must attend a CHFA approved class in person.
STEP 2:
Complete a loan application with one of our Approved Lenders
Lender must submit Shadow Package to DCHP.
STEP 3:
Meet with DCHP to determine eligibility
Checklist – guidelines/qualifications
STEP 4:
Choose a Real Estate Agent and select your home in Douglas County
STEP 5:
Close the home purchase transaction and
MOVE IN!
The downpayment assistance is in the form of a second mortgage. Payments begin immediately and the funds may only be used for downpayment, no closing cost assistance. Borrowers have a choice of either (a) a 15 year loan term which will carry an interest rate of three percent below the 10-year Treasury Index (but no lower than a 1% interest rate), or (b) a 30 year loan term which will carry an interest rate of one percent below the 10-year Treasury Index (but no lower than a 3% interest rate).
Give us a call today to get moving on this program! 303-817-0209
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